Welcome to our website! The Human Development Commission (HDC), your Community Action Agency located in the Thumb of Michigan, serves the residents of Huron, Lapeer, Sanilac, and Tuscola Counties. We run more than 130 programs to meet the needs of people in our communities, especially those struggling financially or needing assistance to become/remain self-sufficient.

Helping Michigan’s Hardest-Hit Homeowners

The Michigan Homeowner Assistance Nonprofit Housing Corporation (MHA) was created in 2010 by the Michigan State Housing Development Authority (MSHDA) to oversee the distribution of the Hardest Hit Funds in Michigan. The MHA’s program, Step Forward Michigan, has four programs designed to assist homeowners who have endured a financial hardship.

Effective January 15, 2013 Step Forward Michigan will begin taking applications to assist homeowners located in a participating county with past due property taxes using our Loan Rescue Program. If determined eligible, a onetime payment can be sent directly to the county treasurer to pay toward outstanding county and local property taxes.

We are a HUD certified housing counseling agency here to provide foreclosure prevention counseling services at no cost.

For more information, visit the Housing Page on this website (under Programs and Services) or contact our agency at 1-800-843-6394 and ask about the Step Forward Program.